Hey guys, I purchased a used 2019 sedan with low mileage and no accidents in California. I am curious about the average cost of auto insurance for a car like mine. I have received quotes ranging from $200 to $250 per month, which is higher than what I’ve paid in the past. I want to figure out if this is the standard rate or if I’m being overcharged.
Anything useful to compare is useful. If this is not allowed, kindly remove 
Whats up, car owners,the average cost of car insurance can vary greatly due to numerous factors. While having a general idea is useful, your specific premium will depend on your individual circumstances.
For a similar vehicle, my insurance costs around $220 per month as well. It looks like the quotes you are getting are fairly typical, especially given that insurance rates in California are generally higher.
Rates depend on where you live (high crime rate, high accident rate areas), your age, gender (statistically young males have higher accident rates), whether you have accidents and moving violations on your driving record, your car (more expensive to insure a 2023 Porsche than a 2013 Ford Focus,) whether you have comprehensive insurance (fire, theft and vandalism) versus just collision, the deductible you select (do you have to pay the first $50 or the first $1,000,) and the liability coverage you choose (do you want coverage for up to $100k per individual and 300k per occurrence? That’s more expensive than $50k/$100k.)