Hey everyone,
I’m in a bit of a unique situation. I live in one state but spend a lot of time in another due to work. Can I insure my car in the state I’m working in, or does it have to be insured where I officially reside? Anyone else dealt with this?
Thanks!
Hi Emma, Yes, You can insure your car in another state, but it requires registering the vehicle in that state. Insurance laws vary, so consult the state’s DMV and your insurance provider to ensure compliance with local regulations and coverage requirements.
Whoa, you guys are real pussies. I saved tens of thousands of dollars by having various auto insurance in several states for nearly ten years. Indeed, despite a few collisions and speeding fines. In actuality, the world isn’t as careless as Redditors tend to think. Ask any number of the police officers that ran my insurance and never once inquired about my residency. Don’t just take my word for it.
Yes, you can insure your car in another state, but you must meet residency requirements, follow state regulations, and often register your car in that state. Multi-state living, military, and student exceptions exist. Check with your insurer for specific policies and ensure your coverage meets state laws.
According to New York state law, a person must change their driver’s license or registration within 30 days of moving here. If you are here only for school, you do not need to register the car here as you are not going to be a resident. However, you should let your Texas insurance company know that the car is being driven or garaged in New York. Furthermore, if you have spent a significant amount of time out of state for work, education, the military, or other reasons, the majority of states will accept an out-of-state safety and emissions inspection in place of their own.
Hello guys, basically no. Actually your vehicle cannot be insured in a state other than the one in which it is registered. This is so because what you pay for auto insurance depends on where you live and the rules in your state.