Can you back date car insurance?

Car Insurance Quotes
1

My bank is my vehicle’s lender, and they mandate ongoing collision and comprehensive insurance.

My partner switched our auto insurance last month, and I was unaware that the new policy didn’t include collision or comprehensive coverage.

I was informed last night by my bank that I need to update my policy. I am going to update it tonight after finding a terrific deal with Geico.

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2

Reputable insurance companies will not backdate your car insurance policy. Insurance policies have specific start dates, and backdating would involve misrepresenting when coverage began. Insurance companies use advanced systems to detect such actions, as they could be considered fraudulent.

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3

Without a doubt not. If they did that, they could be sued for things that happened before the policy starts.

Your lender will make you get the coverage you don’t have and charge you for it. It’s too bad it’s expensive. But you’ll never do that again.

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4

Preferably yes, you can back date your car insurance.

5

When updating your auto insurance, keep these points in mind:

  • Verify Coverage: Confirm that your new Geico policy includes both collision and comprehensive coverage as required by your bank.
  • Prepare Proof: Have your new policy information ready, as you will need to provide proof of insurance to your bank.
  • Inform Your Bank: Notify your bank about the updated policy and be prepared to provide a copy of the new insurance card or policy if required.