What’s up with California not suspending licenses when previous insurance reports a cancellation and no one else reports coverage?
Zahari said:
What’s up with California not suspending licenses when previous insurance reports a cancellation and no one else reports coverage?
They wouldn’t suspend his license. He could still drive someone else’s car. They should’ve sent him a letter saying his car is uninsured and that he has to turn in his tags if he doesn’t provide proof of insurance by a certain date. They should’ve suspended his tags since his car is uninsured.
When my last car was totaled, there was a hiccup. I transferred the tags to my new car and filled out the paperwork. The DMV didn’t know my car was totaled. I had to prove it, or they would’ve suspended my tags.
@Teo
I still don’t understand the logic of insurance following the car instead of the driver.
It seems like it would make more sense to have it follow the driver and suspend licenses if they don’t get insurance again soon.
@Zahari
The way insurance follows the car is the same across all 50 states, not just in California.
Jin said:
@Zahari
The way insurance follows the car is the same across all 50 states, not just in California.
I know that, but I still don’t understand why liability falls on the person who owns the car instead of the person who caused the damage.
Zahari said:
What’s up with California not suspending licenses when previous insurance reports a cancellation and no one else reports coverage?
Sometimes it takes a few months for things to be processed. Also, the car may not be registered in his name.
Typical California resident.
Wouldn’t the police press charges on top of the fines?
Who is the car registered to?
Get an estimate for how much it will cost to fix the car. Honestly, you should pay them. If this goes on your record, your insurance premiums will be sky-high for a long time. Plus, your license could get suspended, and you’ll have to pay fees to get it back. Before you pay them, though, have them sign an agreement saying that once you pay, they won’t come after you again. Good luck.