Has anyone ever heard of insurance called “Excepsure”? Excepsure is offering affordable rates, whereas my existing supplier, Allstate, is boosting my next month. One of my coworkers cautioned me to be wary of them, though. I would be very grateful for any feedback from anyone who has any knowledge or experiences with this company.
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Limited Information on Excursure:
Although Excursure’s website claims 30 years of experience, online discussions suggest the company was only licensed in 2021 [invalid URL removed]. Reviews are sparse, with positive testimonials on their site potentially lacking objectivity.
Safer Options to Consider:
Consider Allstate: Given your existing relationship, negotiating a lower rate with Allstate might be feasible, especially as a loyal customer. Present the lower quote you received and inquire if they can match or come close to it.
Compare Quotes from Established Providers: Utilize comparison websites like The Zebra, Compare.com, or Insurance.com to obtain quotes from major insurance companies in Alabama alongside Excursure.
Better Business Bureau (BBB): Check if Excursure has a BBB rating to gauge their complaint history.
Why Your Coworker Might Be Wary:
New Company: Excursure’s limited track record may raise concerns.
Affordability Trade-offs: Very low rates can sometimes mean compromised coverage or service.
Recommendation:
Exercise caution with Excursure. Obtain quotes from established insurers and negotiate with Allstate. Prioritize securing comprehensive coverage at a reasonable cost rather than opting solely for the cheapest option.
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The origins of Excepsure Insurance date back more than 30 years.
However, they waited until 2021 to obtain a company license. They purposefully phrased that to give the impression that they are well-established, but in actuality, it was only a few guys who worked in insurance and chose to launch their own business.
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Oh my god no.
The origins of Excepsure Insurance date back more than 30 years.
However,
they waited until 2021 to obtain a company license
. They purposefully phrased that to give the impression that they are well-established, but in actuality, it was only a few guys who worked in insurance and chose to launch their own business.
I will allow others to comment, but I would never take a chance on a business that might fail.