I am moving to a new state and need to shop around for car insurance quotes. My current insurance rates will increase significantly if I stay with them. I want to compare quotes from different companies, but every time I try, they ask for all my information. My dad mentioned that once you submit your info, it goes into a database that other insurance companies use to base their quotes on. Any advice on how to get accurate quotes without giving all my details would be greatly appreciated! Also, recommendations for companies that have been fair during claims would be helpful.
I’ll be moving to New Jersey if that’s relevant. I have no accidents, no tickets, and over 10 years of driving experience.
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You can use a fake name and address to get an estimated insurance quote, as this will avoid issues related to your driving record or credit history. Try using a comparison site like Insurance.com or Progressive’s “Name Your Price” tool, which can show you a list of potential insurers, especially useful if you’re considered a high risk since these options might be cheaper. However, when you apply for a real quote or policy, the insurer will still check your information through the DMV to see any past accidents or claims. It might be simpler to call an insurance agent directly, especially since states like New Jersey and Massachusetts can be tricky to navigate.
When I moved to a new state and faced similar issues with car insurance quotes, I found that being cautious about sharing personal information was key. To get accurate quotes without compromising your details, I used insurance comparison websites that allow you to input minimal information to get ballpark estimates. You can also call insurance companies directly to request quotes with just general information before providing full details. In my experience, companies like GEICO, Progressive, and State Farm were transparent and fair in handling claims. They offered competitive rates and good customer service, so they might be worth considering for your new location in New Jersey.