Hi folks, I’m seeking advice on whether to involve my insurance company after a recent car accident. This is what happened:
The driver in front of me said the vehicle in front of them stopped to make a last-minute left turn with a last-minute signal into their home driveway. Their driveway is on the opposite lane, which has a double yellow line. The street has two lanes and no middle lane to make a left turn, so any driver has to stop traffic to make a left turn. The driver I hit even stated they would understand if the vehicle making the left did so in an area where the double yellow breaks off and the driver can legally make a left, but the driver took a chance last minute to slow down and cross the double yellow, probably since no cars were coming. There was minimal damage to his car, which I could pay out of pocket, but mine is done for.
Do you think it’s worth mentioning to my insurance? Personally, I’d rather avoid involving insurance to prevent a higher premium, but I need the money I do have to purchase a new car. 