Hello people…
I’m new to understanding auto insurance and have come across the term “liability auto insurance” several times. Can someone please explain what liability auto insurance covers and why it’s important to have?
2 Likes
Liability auto insurance is a type of car insurance that pays for damage and injuries you cause to others in an accident that is your fault. It covers things like fixing the other person’s car and their medical bills. Most states require this insurance to drive legally.
3 Likes
Liability auto insurance basically covers you if you’re at fault in an accident and someone else gets hurt or their property gets damaged. Imagine you accidentally rear-end someone—liability insurance steps in to cover their medical bills or repairs to their car.
3 Likes
A financial safety net reffered as liability auto insurance kicks in if you cause an accident while operating a motor vehicle. Up to the policy limitations, it covers harm to third parties and destruction of their property. Basically, liability insurance covers the other party’s costs not yours if you are determined to be at fault in an accident.
1 Like
I appreciate your explanation, Scofield. It seems obvious that having liability auto insurance is essential for protecting the interests of others in the event of one’s own fault accidents. Knowing that most states have legal requirements is a good thing.
1 Like
Your auto insurance policy includes liability coverage, which pays out if you are at fault for an accident. It assists in paying the other driver’s costs rather than yours.
Liability vehicle insurance is a sort of car insurance coverage that protects you if you injure or damage others while driving.