Why won’t my insurance consider water damage from rain?

@Andi
Wait until they assess more damage. That might push it to a total loss.

Haru said:
@Andi
Wait until they assess more damage. That might push it to a total loss.

I really hope so. Thanks for all your help.

Andi said:

Haru said:
@Andi
Wait until they assess more damage. That might push it to a total loss.

I really hope so. Thanks for all your help.

No problem. Good luck. Glad you’re alright.

People leave windows and sunroofs open all the time. The big insurance companies handle thousands of claims every day. If the repair shops (who make money from fixing these issues) say there’s no damage, then there probably isn’t any.

Sounds like a separate claim, and technically, you’re supposed to protect your car. But since it was with the tow yard, you could try filing a claim against them. Or maybe list them as responsible in your claim since it was in their care. They might even try to recover the costs.

@Keir
Thanks. I’ll look into it.