Hey everyone,
I just got my first car, a brand new 2024 Subaru Legacy Premium and I’m in the process of sorting out auto insurance. Here’s the coverage I’m thinking of going with:
- Bodily Injury Liability: $250,000 per person / $500,000 per accident
- Property Damage Liability: $100,000
- Uninsured/Underinsured Motorist Bodily Injury: $250,000 per person / $500,000 per accident
- Comprehensive: Actual cash value, $500 deductible (includes zero-deductible glass coverage)
- Collision: Actual cash value, $500 deductible
- Uninsured Motorist Property Damage: $25,000, $250 deductible
- Medical Payments: $10,000
- Rental Reimbursement: $60 per day
- Roadside Assistance with trip interruption
What do you guys think about this policy? Is any part of it too much? Anything else you’d suggest adding?