So, I recently added my wife to my auto insurance. I applied for the safe driver discount a few years ago, and it is still active on Geico. Can she also do it and include it in the same policy? I suppose not, but I need to ask.
Yes, on many insurance policies, both drivers can complete a defensive driving course and each receive a discount. For Geico, it’s best to check directly with them, but generally, if both you and your wife complete approved defensive driving courses, you can each qualify for a discount on the same policy. Just make sure to provide Geico with the certificates of completion for both courses.
- The discount applies to any car you usually drive.
- But only one driver per car can get the discount.
I added my wife to my Geico auto insurance too. When I asked about the safe driver discount, they said she could definitely be included since we’re on the same policy. I can guarantee it worked for us, so give Geico a quick call to confirm. It should be no problem
Yes, each driver covered under a policy with Geico can potentially qualify for their own safe driver discounts. Therefore, your wife could qualify for a separate safe driver discount on your Geico policy.
Here are some important considerations:
- Specific Discount Types: Geico offers various safe driver discounts, such as those for completing defensive driving courses, maintaining a good driving record, and participating in usage-based programs like DriveEasy. Each discount has its own eligibility requirements.
- Policy Structure: Geico’s approach to applying multiple safe driver discounts to a single policy can vary. They may stack the discounts or apply the highest eligible discount.
- Contact Geico: For a definitive answer tailored to your specific policy and circumstances, it’s best to contact Geico directly. They can provide detailed information about whether both you and your wife qualify for safe driver discounts and how those discounts would be applied.