I was recently in a minor accident and need repairs. Does my car insurance cover the cost?
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I am sorry to hear about your accident @Nora! In general, car insurance can cover the cost of repairs after an accident.
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Regular car insurance only pays for accidents and unexpected things like theft and fire, depending on your coverage. It doesn’t cover routine car maintenance or repairs.
So maybe reach out to your insurance provider and make an enquiry.
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I think there’s a thin line between maintenance and repair that can be challenging for many insurers to distinguish.
car insurance generally covers damage caused by accidents. Extending coverage beyond that could hike up premiums significantly.
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You can purchase an extended warranty for coverage, but be cautious as many of them are often questionable in their benefits.
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To ensure that you have the appropriate coverage for repairs, review your insurance policy and speak with your insurance agent, and of course car insurance can cover repairs, but it depends on the type of coverage you have and the circumstances of the damage.
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Car insurance typically covers repairs to your vehicle under certain circumstances. If you have collision coverage, your insurance may pay for repairs to your car if it is damaged in a collision with another vehicle or object, regardless of who was at fault. This coverage can also apply to repairs for damage caused by incidents other than collisions, such as theft, vandalism, natural disasters, or hitting an animal.
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You can buy an extended warranty to cover that. But beware, a lot are kind of scammy.
Hello…
Car insurance can cover repairs for your vehicle under specific circumstances:
Collision Coverage: Repairs for damage from collisions with another vehicle or object.
Comprehensive Coverage: Repairs for damage from incidents like theft, vandalism, fire, hail, or hitting an animal.
Uninsured/Underinsured Motorist Coverage: Repairs if your vehicle is damaged by an uninsured or underinsured driver.
Coverage details vary by policy, so review yours or contact your insurer to understand covered repairs and deductibles.
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