Someone recently crashed into my parked car, and their insurance is paying me. But the payout offer seems off. The comparable vehicles they used don’t seem right. Here’s the info:
My Car: 2006 Toyota Camry XLE V6 3.0L, in perfect condition before the accident, with 96k miles. The report only noted a few scratches and took about $150 off, offering around $9,500.
Comparable Vehicle 1: 2006 Toyota Camry XLE V6 3.0L, with 117k miles, listed at $8,274. After adjustments, its value was $7,966.
Comparable Vehicle 2: 2006 Toyota Camry XLE 4-cylinder 2.4L, with 206k miles, listed at $6,995. After adjustments, its value was $9,469.
Comparable Vehicle 3: 2006 Toyota Camry XLE V6 3.0L, with 192k miles, listed at $5,950. After adjustments, its value was $8,492.
Comparable Vehicle 4: 2006 Toyota Camry XLE 4-cylinder 2.4L, with 178k miles, listed at $6,995. After adjustments, its value was $9,579. This car had more than 60k more miles than mine and didn’t have features like heated seats, a sunroof, or leather seats, which my car had.
Can someone help me understand this? Is there something I’m missing in the report?