I’ve driven 1,200 miles this year, thus my new car coverage for next year increased by $191 based on 7,800 miles (the insurance figure). I fill out a mileage estimate form every year and consistently enter between $5,000 and $5,000. I’m considering adding three thousand miles. I have maintenance records that show my mileage and pictures I take every six months. Would this be sufficient to substantiate my claim if my auto insurance company requested it? Because I live in California, I want to take advantage of the cheaper rate associated with lower mileage.
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Have you questioned them yet?
They will find it really simple to verify if you’re really only putting on a few miles based on information like that.
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Updating your mileage estimate form to accurately represent your driving patterns may result in savings on your insurance price. For example, if you have only driven 1,200 miles but generally report between 5,000 and 7,000 miles per year, lowering your estimate could help you get a lower premium. It’s a simple method to verify you’re getting the most value for your actual mileage.
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If they are inflexible, consider getting quotes from other insurance companies that might offer more competitive rates for low-mileage drivers.
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