One of the other drivers in the parking lot pulled back onto the side of my vehicle. The other motorist acknowledged their own fault. I will give them the information about my insurance that they are currently requesting. When I give them my insurance details, can they claim we weren’t at fault and not cooperate?
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I is a good thing the other motorist admitted their fault. However, even after sharing insurance information, individuals may alter their mind later. Here are some things you can do to protect yourself:
Document everything. Photograph the accident scene, damage to both vehicles, and any pertinent road conditions. If there are any witnesses, obtain their contact information and statements1. Report an accident: Notify your insurance carrier of the incident as soon as possible. Collect all evidence and facts, including a police report, in case the other motorist refuses to cooperate. It acts as an official record of the event1.
If the other driver has already acknowledged their fault, they should be responsible for the damages. However, when you provide your insurance details, they might try to dispute the claim or minimize their liability. If this happens, you should still ensure that you have documented the incident thoroughly with photos, witness statements if available, and a detailed report. It’s crucial to file a claim with your own insurance company and inform them of the other driver’s admission of fault. Your insurer will handle the negotiation with the other driver’s insurance and ensure that the situation is resolved according to the terms of your policy. Keep all records of communication and follow up regularly to ensure your claim is processed correctly.