As stated in the title, the driver struck my car after using the wrong lane and getting cited by the police. I have the police report as well, but the driver’s insurance (Progressive) says they will not accept it because the driver is not on the policy and I will be responsible for paying for it as I don’t have collision coverage. My initial plan was to settle this by having my insurance take them to small claims court. Would I now need to file a small claims lawsuit on my own behalf?
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I won’t take them to small claims court unless my insurance pays out for my damages on my behalf. I’m sorry, but I think your best course of action would be to consider taking legal action against the other driver. But then I have to find a way to collect.
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Hey, hope you fixed your car because for one if you dont have collision coverage, then you are in a tough situation since the driver can only get his car fixed and not your car. The best way to go about it is seeking a legal redress
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