Hello,
Just a quick one, What can make someone ineligible for long-term care insurance?
Hello,
Just a quick one, What can make someone ineligible for long-term care insurance?
What can make someone ineligible for long-term care insurance?
When it comes to long-term care insurance, there are several key factors that insurers consider which could potentially make an applicant ineligible:
It’s crucial to apply for long-term care insurance while you’re healthy to avoid being disqualified due to sudden health changes.
Always review your medical history and discuss with an insurance advisor to understand how your health could impact your eligibility.
Remember, each insurer has their own underwriting criteria, so it’s always best to consult with an insurance professional to get the most accurate information for your specific situation.
Great summary!
I’d add that some insurers also consider your family medical history. If your family has a history of chronic illnesses, that might impact your eligibility or premiums as well.
It’s always a good idea to gather as much information as you can before applying.