I recently filed a claim with my insurance company after a minor car accident, but they denied it, claiming the damage wasn’t covered. I’m sure I followed all the procedures correctly and believe their decision is unjust. What should I do if I disagree with my insurance company’s claim decision? Should I appeal, seek legal advice, or take another course of action? Any advice would be greatly appreciated.
So their car was two cars behind you. They were able to get into the lane and drive in that lane up to where your car was, and even a little past it because their side and your side were both damaged. In other words, her car was in the lane you were trying to move into, and you blame her?
You moved into the side of her car after she finished merging and drove straight for at least 20 feet in the new lane. You’re to blame.
If you’re not satisfied with the outcome of your dispute, you have the right to sue the insurance company in a court of law. You can use these resources to find legal help. You can also ask for alternative dispute resolution, which uses mediation with a neutral third party to settle disputes outside court.