I currently use State Farm, and this year my insurance bill has jumped by more than 20%. What is the best type of insurance that is both good and reliable? And what type of auto coverage is recommended? Need an uninsured motorist?
Thanks!
For reliable car insurance, consider shopping around for quotes from companies like GEICO, Progressive, and Allstate.
Based on my research, the best car insurance companies in the US are USAA, Geico, State Farm, Allstate, and Progressive. USAA consistently ranks highly for its exceptional customer service and affordable rates, especially for military members and their families. Geico and State Farm are great options for most drivers, offering comprehensive coverage at competitive prices. Allstate and Progressive also have strong reputations and a wide range of coverage options. When it comes to the type of coverage you should get, I would recommend a full coverage policy that includes liability, collision, and comprehensive insurance. Liability coverage protects you if you cause damage or injury to others, collision covers damage to your own vehicle, and comprehensive covers non-collision related incidents like theft, vandalism, or natural disasters. You may also want to consider adding uninsured/underinsured motorist coverage and personal injury protection. The specific coverage levels you choose will depend on factors like your vehicle, driving history, and state requirements, but a full coverage policy provides the best overall protection.
NerdWallet’s analysis ranks Travelers as the best car insurance company for 2024, followed by Auto-Owners and American Family.